Best Car Accident Lawyers In NYC 2023

 Best Car Accident Lawyers In NYC 2023

Despite the subway system and the huge amount of pedestrians in the city, New York City has plenty of cars. Between residents, tourists, taxis and delivery drivers, New York has some of the busiest streets in the world.

This means that there are plenty of car accidents in the city. If you’ve been involved in an accident—as a driver, passenger or pedestrian—you might be searching for the best car accident lawyers in New York City. If so, we’re here to help.

We’ve carefully researched the best car accident attorneys in NYC and have created a guide to help you find the right option for you.

Best Car Accident Attorneys in NYC

1. Diana M. A. Carnemolla
2. Jonathan S. Damashek
3. David J. Dean
4. David M. Godosky
5. Thomas A. Moore
6. I. Bryce Moses
7. Devon Reiff
8. Roy F. Scaffidi
9. Herbert S. Subin
10. Barry Washor

Car Insurance and Accident Laws in New York

New York is a no-fault state. This means that, usually, you can’t bring lawsuits after an accident. “No fault” is a bit misleading, however, since a determination of fault will certainly be made if you’re able to bring a suit.

You can sue for damages after a car accident in New York for:

• Losses that exceed no-fault benefits
• Non-economic damages (like pain and suffering)
• Serious injuries

A serious injury is defined by the laws of New York as: “(i) Death, (ii) dismemberment, (iii) significant disfigurement, (iv) a fracture, (v) loss of a fetus, (vi) the permanent loss of use of a body organ, member, function or system, (vii) a permanent consequential limitation of a body organ or member, (viii) a significant limitation of the use of a body function or system, or (ix) a non-permanent medically-determined injury or impairment that prevents an injured person from performing substantially all of their usual and customary daily activities for not less than 90 of the 180 consecutive days immediately following an accident.”

If this sounds complicated to you, you’re not alone. Proving a “serious injury” in New York can be complex and require expert assistance from an experienced NYC car accident attorney.

Car Insurance Requirements in New York

Here are the minimum amounts of liability car insurance coverage required by the state of New York:

• $10,000 for property damage for a single accident
• $25,000 for bodily injury for one person and $50,000 for injury for two or more people
• $50,000 for the death of one person and $100,000 for death of two or more people

It’s important to keep in mind that these are the minimum requirements for liability insurance. New York does not require that you have collision or comprehensive coverage at all. It does require that your insurance coverage remains in effect as long as the car is registered in the state and that the insurance be issued by a company certified by the NY state DMV.

If you’re leasing or financing a vehicle, you will likely be required to have collision insurance as well as the mandatory liability coverage. Collision insurance will pay for damages to your car no matter who is at fault, and it is often much more expensive than liability coverage alone.

New York also requires Personal Injury Protection (PIP) and uninsured/underinsured motorist coverage. All drivers must carry at least $50,000 of PIP coverage per person, which will cover up to that amount of expenses for treatment of injuries for the driver and each passenger.

While your liability insurance will pay for damages to others if you cause an accident, you can’t be sure that another driver will have enough insurance to cover your damages if the accident is their fault. This is why the state also requires uninsured/underinsured motorist coverage in an amount equal to the liability insurance requirement for injuries.

It’s worth knowing that the bare minimum uninsured/underinsured motorist coverage in the state will only protect you for accidents that occur in New York. Any accidents that occur outside of the state with an underinsured or uninsured motorist wouldn’t be covered at all—unless you pay the extra cost to have that coverage extended.